DollarWise

Free Overtime Pay Calculator

October 12, 2026 · 3 min read · By the DollarWise team

How it works

Enter your hourly rate, how many regular hours you work each week, and how many overtime hours you put in — then pick your overtime multiplier. This calculator breaks down your weekly pay and scales it up to monthly and annual estimates.

Overtime Pay Calculator

What those extra hours are really worth — per week, per month, and per year.

100% Free Forever No Sign-up No Credit Card Private — files never leave your browser Unlimited Use

1 Rate & hours

2 Overtime multiplier

In the US, federal law requires at least 1.5× for hours over 40 in a week for most hourly workers.

3 See your pay

⏰ Your pay breakdown

🎉 Free forever. No sign-up. No credit card. No limits.

This tool runs entirely in your browser — check as many schedules as you like, as often as you like.

How the math works

Weekly pay has two parts: regular pay = hourly rate × regular hours, and overtime pay = hourly rate × multiplier × overtime hours. At time and a half (1.5×), a $20/hour worker earns $30 for each overtime hour. The monthly estimate spreads a year of weekly paychecks evenly — weekly × 52 ÷ 12 — and the annual estimate is simply weekly × 52.

Everyday uses

  • Paycheck checks: verify a payslip that includes overtime matches what you actually worked.
  • Shift decisions: see exactly what picking up an extra weekend shift adds per month before you commit.
  • Job comparisons: compare a lower-rate job with guaranteed overtime against a higher-rate job without it.
  • Budgeting busy seasons: estimate income during peak periods when overtime is heavy, and plan savings around it.

Frequently asked questions

Q: When does overtime legally kick in? A: Under US federal law (the FLSA), most hourly, non-exempt employees must be paid at least 1.5× their regular rate for hours worked beyond 40 in a single workweek. Some states add daily rules — California, for example, requires overtime after 8 hours in a day. Salaried exempt employees are generally not entitled to overtime.

Q: Why is the monthly figure not just weekly × 4? A: A month is longer than four weeks — there are 52 weeks in a year but only 48 in twelve 4-week blocks. Multiplying by 52 and dividing by 12 spreads the extra four weeks across the year, giving a monthly average you can budget against.

Q: Is this my take-home pay? A: No — these are gross figures before income tax, Social Security, Medicare, and any deductions. Overtime can also push part of your income into a higher withholding bracket on a given check, though it settles out when you file your annual return.