Minnesota Income Tax Calculator 2026 — Estimate Your MN Tax

Estimate what you owe Minnesota for tax year 2026. Enter your income, pick a filing status, and the calculator applies Minnesota’s official 2026 brackets — 5.35%, 6.80%, 7.85%, and 9.85% — after the state’s 2026 standard deduction. It shows your estimated state tax, your effective rate, your marginal bracket, and the exact bracket table used, so you can check the math yourself. This is a planning estimate, not a tax return: it ignores credits, itemized deductions, and special subtractions.

How it works

Enter your annual income, choose a filing status, and optionally add dependents. The calculator subtracts the 2026 standard deduction for your status (plus $5,300 per dependent), then taxes the remainder bracket by bracket: only the slice of income inside each bracket pays that bracket’s rate. Your top slice sets your marginal rate, while your effective rate — total tax divided by full income — is always lower. The bracket table used is printed right in the results, with its source.

2026 Minnesota brackets and standard deductions used: Single — 5.35% to $33,310; 6.80% to $109,430; 7.85% to $203,150; 9.85% above; standard deduction $15,300. Married filing jointly — 5.35% to $48,700; 6.80% to $193,480; 7.85% to $337,930; 9.85% above; standard deduction $30,600. Married filing separately — $24,350 / $96,740 / $168,965; standard deduction $15,300. Head of household — $41,010 / $164,800 / $270,060; standard deduction $23,000. Dependent exemption $5,300. Source: Minnesota Department of Revenue, 2026 inflation-adjusted amounts.

Everyday uses

• Paycheck planning — see roughly what Minnesota keeps from a raise or a new job.
• Estimate payments — check whether your withholding covers the year’s bill.
• Filing-status comparison — compare single vs. joint outcomes before you file.
• Move planning — weigh Minnesota’s top 9.85% rate against another state’s schedule.
• Budgeting — turn a gross salary into a realistic take-home figure.