India Income Tax Calculator FY 2025-26 — New Regime Slabs, 87A Rebate & Cess

How much tax will you actually pay under India’s new regime? Enter your gross annual income to see your FY 2025-26 tax broken down slab by slab — including the ₹75,000 standard deduction, the Section 87A rebate that makes income up to ₹12 lakh tax-free, and the 4% health & education cess — plus your monthly take-home. Figures are estimates; always verify with the Income Tax Department of India.

How it works

• Step 1 — Enter your gross annual salary.
• Step 2 — The calculator subtracts the ₹75,000 new-regime standard deduction, walks the FY 2025-26 slabs (0% to ₹4 lakh, 5% to ₹8 lakh, 10% to ₹12 lakh, 15% to ₹16 lakh, 20% to ₹20 lakh, 25% to ₹24 lakh, 30% above), applies the Section 87A rebate (zero tax when taxable income is ₹12 lakh or less), adds the 4% health & education cess, and shows a slab-by-slab breakdown plus monthly take-home.

Everyday uses

• Salaried employees — check your TDS and plan the financial year.
• Job switchers — compare take-home pay across offers under the new regime.
• Freelancers — rough out advance tax for the year.
• New vs old regime — get the new-regime number before comparing with old-regime deductions.
• Planners — see exactly where the 87A rebate cliff sits (₹12 lakh taxable).

Rule of thumb: under the new regime, taxable income of ₹12 lakh or less means zero tax thanks to the 87A rebate — but cross it by even a rupee and the full slab tax applies.

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