# Weekly Budget Review Checklist (20 Points) — free download from DollarWise (dollarwise.xyz)

The checks are ordered the way a review should run: first confirm the money that arrived, then scan spending for surprises, then handle bills and savings, then plan next week. Do them in order and the review takes fifteen minutes; skip the order and it takes an hour and gets abandoned.

INCOME (1-4)
Confirm all expected income arrived this week.
Note any irregular income (refunds, side earnings, gifts).
Check that salary or payment amounts match expectations.
Record income in the tracker before reviewing spending.
SPENDING (5-10)
Scan every transaction for anything you do not recognise.
Total spending by category and compare with the weekly target.
Flag any category over budget and note why.
Review discretionary spending: what was worth it, what was not?
Check cash spending too — card statements hide cash.
Compare this week with last week, not just with the target.
BILLS AND SAVINGS (11-16)
Check upcoming bills due in the next seven days.
Confirm automatic payments went through correctly.
Move the planned savings amount before spending the rest.
Review subscriptions: cancel anything unused this week.
Check the emergency fund balance against its target.
Note any annual or irregular bill coming up next month.
NEXT WEEK (17-20)
Plan next week's big expenses in advance.
Set one spending intention for next week.
Update the budget tracker with this week's real numbers.
Write down one money win from this week.

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