# Sinking Funds Tracker Template Pack (Printable) — free download from DollarWise (dollarwise.xyz)

Four print-ready templates to plan, track, and complete your sinking funds. Print them, use them in a binder, or copy the layouts into a spreadsheet.

## Template 1 — Sinking Fund Goal Planner (master overview)

```
SINKING FUND GOAL PLANNER
Month/Year: _______________

| # | Fund Name        | Target Amount | Due Date   | Months Left | Monthly Needed | Buffer (10%) | Total Monthly |
|---|------------------|---------------|------------|-------------|----------------|--------------|---------------|
| 1 |                  |               |            |             |                |              |               |
| 2 |                  |               |            |             |                |              |               |
| 3 |                  |               |            |             |                |              |               |
| 4 |                  |               |            |             |                |              |               |
| 5 |                  |               |            |             |                |              |               |
| 6 |                  |               |            |             |                |              |               |
|   | TOTAL MONTHLY SINKING FUND COMMITMENT:                                          |              |               |

Common funds to consider: car insurance, car repairs, home maintenance,
holidays/gifts, vacations, annual subscriptions, medical/dental,
school fees, new electronics, property tax, pet care.
```

## Template 2 — Monthly Contribution Tracker

```
MONTHLY SINKING FUND CONTRIBUTIONS
Month/Year: _______________

| Fund Name        | Planned | Actual | Difference | Running Total |
|------------------|---------|--------|------------|---------------|
|                  |         |        |            |               |
|                  |         |        |            |               |
|                  |         |        |            |               |
|                  |         |        |            |               |
|                  |         |        |            |               |
|                  |         |        |            |               |

Notes / catch-up plan: _____________________________________________
___________________________________________________________________
```

## Template 3 — Per-Fund Progress Sheet

```
SINKING FUND PROGRESS SHEET
Fund Name: _______________   Target: _______________   Due: _______________

Monthly target: _______________

| Month | Deposit | Cumulative | % of Target | On Pace? (Y/N) |
|-------|---------|------------|-------------|----------------|
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |
|       |         |            |             |                |

Progress: [>                  ] 0%
```

## Template 4 — Quick-Start Calculation Worksheet

```
SINKING FUND QUICK-START WORKSHEET

List each known future expense, then do the math:

Expense: _________________________
  Total estimated cost: _______________
  Months until due: _______________
  Monthly needed (cost / months): _______________
  Plus 10% buffer: _______________
  FINAL monthly contribution: _______________

Expense: _________________________
  Total estimated cost: _______________
  Months until due: _______________
  Monthly needed (cost / months): _______________
  Plus 10% buffer: _______________
  FINAL monthly contribution: _______________

Expense: _________________________
  Total estimated cost: _______________
  Months until due: _______________
  Monthly needed (cost / months): _______________
  Plus 10% buffer: _______________
  FINAL monthly contribution: _______________

TOTAL of all final monthly contributions: _______________
Does this fit your budget? If not, extend timelines or trim targets.
```