# Printable Monthly Budget Worksheet — Blank Template
Free from DollarWise — print this page, fill it in by hand, and start a fresh one each month.

## 1. Monthly Income

| Income source | Planned | Actual |
|---|---|---|
| Salary / wages | | |
| Side income | | |
| Other income | | |
| **Total income** | | |

## 2. Fixed Expenses (same every month)

| Expense | Planned | Actual |
|---|---|---|
| Rent / mortgage | | |
| Insurance | | |
| Phone bill | | |
| Subscriptions | | |
| Transport pass | | |
| Loan payments | | |
| Other fixed | | |
| **Total fixed** | | |

## 3. Variable Expenses (changes month to month)

| Expense | Planned | Actual |
|---|---|---|
| Groceries | | |
| Dining out | | |
| Utilities | | |
| Fuel / rides | | |
| Clothing | | |
| Entertainment | | |
| Personal care | | |
| Other variable | | |
| **Total variable** | | |

## 4. Savings and Debt Payoff

| Goal | Planned | Actual |
|---|---|---|
| Emergency fund | | |
| Extra debt payment | | |
| Retirement / investing | | |
| **Total saved** | | |

## 5. Month-End Summary

| Line | Amount |
|---|---|
| Total income | |
| Total expenses (fixed + variable) | |
| Total saved / debt paid | |
| **Money left over** | |

_Tip: fill the Planned column on the 1st of the month, the Actual column as you spend, and complete the summary on the last day._