# Debt Payoff Tracker Template (Printable) — free download from DollarWise (dollarwise.xyz)

Print this sheet, fill it in with a pen, and update it with every payment. Includes the main tracker sheet plus extra payment-log pages.

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## Debt Payoff Tracker

Month starting: [Month / Year]

### My debts

| # | Creditor | Balance | Rate (APR) | Min payment |
|---|----------|---------|------------|-------------|
| 1 | [Creditor name] | $[______] | [___]% | $[______] |
| 2 | [Creditor name] | $[______] | [___]% | $[______] |
| 3 | [Creditor name] | $[______] | [___]% | $[______] |
| 4 | [Creditor name] | $[______] | [___]% | $[______] |
| 5 | [Creditor name] | $[______] | [___]% | $[______] |
| 6 | [Creditor name] | $[______] | [___]% | $[______] |

TOTAL DEBT: $[______]
TOTAL MINIMUM PAYMENTS: $[______]/month

### Snowball payoff order (smallest balance first)

1st target: [Creditor] — balance $[______] — pay $[______]/mo until gone
2nd target: [Creditor] — balance $[______] — then roll up to $[______]/mo
3rd target: [Creditor] — balance $[______] — then roll up to $[______]/mo
4th target: [Creditor] — balance $[______] — then roll up to $[______]/mo
5th target: [Creditor] — balance $[______] — then roll up to $[______]/mo
6th target: [Creditor] — balance $[______] — then roll up to $[______]/mo

### Monthly payment log

| Date | Debt paid to | Amount | Remaining balance |
|------|--------------|--------|-------------------|
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |

### Progress milestones

Starting total: $[______]

- [ ] 25% paid — $[______] paid by [__/__/__]
- [ ] 50% paid — $[______] paid by [__/__/__]
- [ ] 75% paid — $[______] paid by [__/__/__]
- [ ] DEBT FREE — $0 balance on [__/__/__]

Progress bar (shade in as you go):
[--------------------] 0% to [####################] 100%

### This month

Extra payment goal: $[______]
Debts fully paid off this month: [Creditor], [Creditor]
Notes: [________________________________________]

---

## Extra payment-log pages (print as needed)

### Payment log — [Month / Year]

| Date | Debt paid to | Amount | Remaining balance |
|------|--------------|--------|-------------------|
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |

### Payment log — [Month / Year]

| Date | Debt paid to | Amount | Remaining balance |
|------|--------------|--------|-------------------|
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |
| [__/__/__] | [Creditor] | $[______] | $[______] |