# 50 Ways to Save 100 Dollars a Month — free download from DollarWise (dollarwise.xyz)

The savings figures are realistic estimates for an average household — your numbers will vary. Pick five to ten ideas, add up their estimates, and you will see how quickly $100 a month is within reach.

# 50 Ways to Save $100 a Month — free download from DollarWise (dollarwise.xyz)

The savings figures are realistic estimates for an average household — your numbers will vary. Pick five to ten ideas, add up their estimates, and you will see how quickly $100 a month is within reach.

## Food and groceries

1. Cook at home five nights a week instead of ordering takeout (saves about $60).
2. Plan meals around weekly sales and use a list every trip (saves about $40).
3. Buy store-brand staples instead of name brands (saves about $25).
4. Pack lunch for work instead of buying it (saves about $50).
5. Make coffee at home instead of a daily cafe stop (saves about $45).

## Subscriptions and bills

6. Cancel one streaming service you rarely watch (saves about $15).
7. Review all subscriptions and drop the ones you forgot (saves about $20).
8. Switch to a cheaper phone plan that fits your actual usage (saves about $20).
9. Call your internet provider and ask for a loyalty discount (saves about $10).
10. Use the library for books, movies, and audiobooks instead of buying (saves about $20).

## Transport

11. Carpool or take public transport twice a week (saves about $30).
12. Walk or cycle for trips under two miles (saves about $15).
13. Keep tires properly inflated to improve fuel economy (saves about $10).
14. Combine errands into one trip instead of several (saves about $15).
15. Compare fuel prices with a free app before filling up (saves about $10).

## Home and energy

16. Lower the thermostat by two degrees and wear a sweater (saves about $15).
17. Switch to LED bulbs as old ones burn out (saves about $8).
18. Wash clothes in cold water and air-dry when possible (saves about $10).
19. Fix dripping taps and shorten showers by two minutes (saves about $12).
20. Unplug chargers and devices on standby (saves about $5).

## Shopping habits

21. Wait 48 hours before any non-essential purchase over $30 (saves about $40).
22. Buy clothes secondhand or during end-of-season sales (saves about $30).
23. Use cashback apps and coupons on planned purchases only (saves about $15).
24. Set a monthly fun budget and track it weekly (saves about $25).
25. Borrow tools, books, and equipment instead of buying (saves about $20).

## Entertainment

26. Host a game night at home instead of a night out (saves about $30).
27. Use free museum days and community events for outings (saves about $20).
28. Swap paid apps for free alternatives that do the job (saves about $10).
29. Have a picnic instead of a restaurant meal with friends (saves about $25).
30. Watch movies at home with popcorn instead of the cinema (saves about $20).

## Health and personal care

31. Cut your own hair between salon visits, or stretch appointments (saves about $15).
32. Make your own cleaning sprays from vinegar and water (saves about $8).
33. Exercise outdoors or with free videos instead of a gym (saves about $25).
34. Buy generic medicines where your pharmacist approves (saves about $15).
35. Pack snacks instead of buying them on the go (saves about $20).

## Money habits

36. Move $25 to savings automatically on payday, before you can spend it.
37. Round up every purchase to the nearest dollar into savings (saves about $20).
38. Sell one unused item from home each month (adds about $25).
39. Set a weekly cash limit for small treats and stick to it (saves about $30).
40. Review bank statements monthly and dispute any wrong charges (saves about $10).

## Kids and family

41. Swap toys and books with other families instead of buying new (saves about $20).
42. Make birthday gifts instead of buying expensive ones (saves about $20).
43. Use free school and library activities for kids' weekends (saves about $25).
44. Cook snacks in bulk for school lunches (saves about $15).
45. Share childcare with another family on alternate weekends (saves about $30).

## Work and side savings

46. Negotiate one bill a month: insurance, phone, or internet (saves about $15).
47. Use employee discounts and perks you already have (saves about $10).
48. Bring your own water bottle and snacks to work (saves about $15).
49. Work from home one extra day to save commuting costs (saves about $20).
50. Put every $5 bill you receive into a savings jar (saves about $25).